Here is a list of frequently asked questions regarding Medicare.
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What is Medicare?
Medicare is the federal health insurance program for:
People who are 65 or older
Certain younger people with disabilities
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Do I have to sign up for Medicare when I turn 65?
If your / spouse's employer has 20 or ore employees, you have the following options:
Stay on the employer plan, do not sign up for Medicare
Come off the employer plan, enroll in Medicare
Stay on the employer plan, enroll in Part A
Can I still have an HSA after turning 65?
Yes! You can still contribute after 65 as long as you are not enrolled in any part of Medicare.
How many parts are in Medicare?
There are (4) parts to Medicare.
Part A: Hospital Insurance
Part B: Medical Insurance
Part C: Medicare Advantage
Part D: Prescription Drug Coverage