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Here is a list of frequently asked questions regarding Medicare.

Looking for more information? Reach out to a Licensed Agent today.

What is Medicare?

Medicare is the federal health insurance program for:

  • People who are 65 or older

  • Certain younger people with disabilities

  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

Do I have to sign up for Medicare when I turn 65?

The answer differs for those working for an employer with less than 20 employees and individuals who do not have employee benefit coverage through their employer.  However, if your employer or your spouse’s employer has 20 or more employees, you have the following options: 

  • Stay on the employer plan, do not sign up for Medicare 

  • Come off the employer plan, enroll in Medicare 

  • Stay on the employer plan, enroll in Part A 

Can I still have an HSA after turning 65?

Yes! You can still contribute after 65 as long as you are not enrolled in any part of Medicare.

How many parts are in Medicare?

There are (4) parts to Medicare. 

Part A: Hospital Insurance 

Part B: Medical Insurance 

Part C: Medicare Advantage 

Part D: Prescription Drug Coverage 

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